Archive for September, 2010


After trying to process 60,000 thoughts each day


 I woke up this morning around 4 a.m. and was working through some struggles in my life.  Thinking about work, implementing new ideas, kids and their activities and are they adjusting to high school, relationships–and why are they so hard sometimes, and then I realized, I keep having the same thoughts go through my head.  I need to change this.  The way I talk to myself and what I think about comes true.

The whole concept reminded me of a book I read years ago “What do you say when you talk to yourself”, by Shad Helmstetter.  A great book on how we have all these thoughts and most of them are the same.  Our talk to ourselves is typically negative.  Time to change that.  So I did.  I started doing some positive mantras, mental visioning and changing the way I was talking. 

Todays Thought:

Find time each day or at least each week to sit and reflect, meditate, or be alone. There is power in quiet time. It allows you to remove some of those 60,000 thoughts that keep going through our heads, and tap into some new ones.

Often times your answers to all your problems are in your head and the power of the universe. Rarely do we take the time to step back from our current situation and look at the big picture. When you do, the answers will come to you. Some of you will think its magic, but it has been happening for thousands of years. I can’t explain it, not sure why it happens, but it does!

How do you say when you talk to yourself?

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Being you isn't always easy

Too often we allow others opinions to alter the way we view ourselves. A friend could tell us “That look is not you!” What do we do? We never wear that outfit again.

A prospect says “Ya know, I heard a lot of bad things about annuities. They aren’t such a good investment. Why are you even selling them?” If we are in a state of viewing our self as inadequate, we start to question ourselves. “Yea, why am I offering this?”, “Maybe he is right! or “I am no good at this.”

We have tendencies to take all this as personal attacks, which change the way we view ourselves. It’s amazing how someone who we just met can have that kind of impact on our lives. More often than not when someone is telling you their opinion they are trying to make themselves feel better, by making you feel worse.

What do you do when you feel people are insulting or criticizing you?

It is tough to work through, but I try to remember that what other people think of me is none of my business.

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The Run Gang--Me, Josh, Steve and Judith

The run gang (minus Judith this morning, some weak excuse about her half ironman she is doing on Sunday) met this morning and ran our 4 miles through the park.  The conversation is always good, light and entertaining.  The talk will usually lead us back around to our eating habits.

We discussed the options for strength training and what to do about diet.  Strength, I think we agree, will be some version of P90X and diet we are on our own.  We all have used a young lady named Marietta Parish in the past, an excellent sports nutritionist.  So we have the smarts and know what is best. It sure is funny when we finish our run and our conversation is around the picnic tables.  Here the real truth comes out.  “Well I had the best Mexican dinner.  I had Chinese for lunch. Oh, I am stuffed”.  So we laugh and discuss October and starting to diet.  Of course we have all gained 10 pounds recently (excluding Judith).

I thought of this as I was eating my Longhorn steakhouse cheeseburger and fries.  Thoughts of sharing diet ideas at the conclusion of our run, thoughts of explaining to people how to Invest in Balance and create a great life and wether this is the best example of that statement, and thoughts of how good this burger tasted.  Then the moment of truth hit me….We do need balance and dog gone it a cheeseburger every so often is awesome!  Experts say we are supposed to have cheat days….I just have put a few back to back to back.  The thought for today, life is a balance, and part of that is not eating good some days.

If you were going to have a meal that takes you out of a balanced approach, what would it be?

Invest in Balance!

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Some Tasks we perform well others not so well. Self belief remains strong regardless.


We all have different duties in life

Employer         Business Owner                       Employee

Husband          Wife                            Partner

Parent              Grandparent                 Child

Friend              Coach                          Student

Golfer              Runner                         Swimmer

And different functions with each

Manager           Disciplinarian              Mentor

Follower          Leader                         Supporter

Confidant        Caregiver

How we perform these duties can be identified as our TASKS. But this should not shape how we feel about ourselves. If we had a bad day selling that doesn’t make us a bad person, it just means we need to improve the behavior and actions that went into making it a bad day. If we didn’t fold the laundry correctly, doesn’t mean we are a bad person, we just need to improve our behaviors (or our spouses, just kidding, remember you can only change you, no one else).

How we feel about ourselves should always remain the same. You are an individual with great qualities and attributes, always believe in yourself. Protect that, keep it strong, work on modifying a behavior or action; this will change the outcome of your world.

Take time to work on tasks you have to complete, improve skills, work through training manuals, read books, go to seminars, but remember — your jobs you have in life are TASKS, whether done well or done not so well, your beliefs about yourself remain strong!

Where do you feel your identity is hit the hardest? 

 I often believe if I had a bad day at work, or didn’t sell or advise someone, I did poorly.  It is just a day, there will be another one, move on!

Invest In Balance–BALC–Beleive, Advise, Lead, Capitalize

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Sure seems like the hills going up are longer than the ones going down

Biking this morning a thought popped into my head:

“I would really love this sport if it weren’t for biking up these hills”

Every time reaching the summit of some hill, can’t breath, legs sore, and wondering how slow you can go up a hill without going backwards.  Think today I was close to going backwards on one hill, but learned, you can go 4 mph and still go forward.  Then I realized and compared this same thought to life, once I could breath again.  If all you had were downhills that would be fun, but eventually you get to a valley or a pit, or a flat.  Pits, valleys, and the bottom is not fun.

The insight — it is much better to struggle to get to the top of a hill, get stronger, be more in shape and enjoy the climb for what it is….a test of your personal strength.  Then, fly like the wind on the downhills and enjoy the cruise of the flats.  Life and bikes are full of peaks and valleys, struggle and joys, fun and pain….enjoy where you are, for what it is, was the thought that came to me today.

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So, What is an Annuity?

The Ostrich can help!

An insurance-based contract that provides future payments at regular intervals in exchange for current premiums. Annuity contracts are usually purchased from banks, brokerage firms, individual producers or insurance companies.

Don’t run off looking for a hole to put your head in the sand. This is not that hard!

What this really means is…

Insurance companies take money from you. They invest that money and agree to pay it back to you in the future. The tricky part is:

  • How much you get back over what you paid in
  • When you choose to get it back:
    • All at once


Regular scheduled payments 

The choice is yours, the flexibility is yours, you are in control of your money!

Was the explanation to simple or dry?  Why would someone purchase and Annuity?

Invest in Balance–BALC–Believe, Advise, Lead, Capitalize

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You have the answer, you always have

Carve out an hour without distraction, sit and let your mind go free. Put the kids to bed, give your spouse a kiss, leave the TV and radio off and get comfortable. Just sit for an hour.

After about 15 minutes your thoughts will change from “Gosh, this is stupid I have this to do this and that to do; why am I sitting here?” You will slowly begin to look beyond the mental chatter, and look deeper into what really is happening. Experts say we have over 60,000 thoughts per day. Unfortunately, most of these thoughts are the same.

At the end of the hour, jot down your thoughts and add the date. You are starting to discover what makes you — YOU!

You can also seek the answer to a question, guaranteed you will have the answer at the end of the hour.

What are some of the questions you want answers too?

I am trying to work through the best ways to launch a new business idea, fit in training, invest, and be a good dad!

Invest in Balance–BALC– Believe, Advise, Lead, Capitalize.

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